Injured by an Uninsured Driver? Here’s What You Need to Know

Accidents happen on Missouri roadways, and many are the result of driver negligence. Motor vehicle collisions can cause costly damage to property, and worse, detrimental injuries to people. In many instances, insurance coverage is available to cover a percentage of these losses. An unfortunate and somewhat common problem in the United States occurs when the liable party does not carry auto insurance at the time of a collision.

Missouri law requires that all drivers carry an auto insurance policy with specific coverage minimums. Still, many drivers do not carry insurance and are unable to cover the losses caused by an accident.

According to a 2023 national study by the Insurance Research Council, 14% of drivers, which equates to approximately one in seven drivers, were uninsured.

If you’ve been injured as a result of a motor vehicle collision where the at-fault driver was uninsured, you may still have options. Typically, uninsured coverage on your own auto insurance policy can help protect you. These claims can become extremely complicated, so it’s important to discuss your case with a qualified personal injury attorney.